Non Resident Loans

Non-Resident Mortgages

Australia’s thriving economy, growing population, and high-quality lifestyle make its real estate market highly attractive to investors. We specialize in securing property investment financing for Australian expats, spouses/partners of citizens, and non-residents.

Non-residents include individuals who do not hold Australian or New Zealand citizenship and are living and working overseas. We assist foreign investors in purchasing property in Australia, with accepted currencies including USD, HKD, NZD, EUR, GBP, CAD, JPY, and SGD. Our services cater to investors across Asia, Europe, and America.

How is Buying a Home Different for Non-Residents?

Different Rules and Regulations Apply

If you are a non-resident in Australia, specific regulations govern your ability to buy property—whether it’s a home, second home, or investment property.

As a foreign national, you must first obtain approval from the Foreign Investment Review Board (FIRB) before purchasing property (this does not apply to Australian expats). FIRB regulates foreign investment in Australia, ensuring compliance with national policies.

While the process may seem complex, securing a home loan as a non-resident is entirely possible. Your application will be assessed by government authorities before approval. However, working with an experienced mortgage broker specializing in foreign investor financing can simplify the process significantly.